Benefits of cooperative societies to the individual.
1st thing cooperative societies does to an individual member is development of savings culture. It is an age long established fact that nobody can escape poverty without a savings habit. Anybody that spends everything on consumption is just a step away from poverty and its various consequences, no matter how rich the person is today. The story of the prodigal son is instructive in this regard. Savings culture means, irrespective of how much you earn today, and your needs, you put something aside for tomorrow, or invest, to make additional income.
[At Enterprisers Cooperative you can do both: Savings and Investments.]
This, however, is a great challenge for many people, especially for low income people, whose needs are far more than what they earn. Some of them attempt to save, but because the saving is always within their reach, they find it difficult not to spend the money. Yet, everybody needs to save and invest to escape poverty. [This is made relatively easy at Enterprisers Cooperatives].
As a member of a cooperative, you must contribute regularly, most times monthly. Irrespective of your needs, you save compulsory. Also, because the money is not within easy reach, you cannot easily access it to spend. [Minimum monthly savings at Enterprisers Cooperative is NGN3,000].
2nd thing you benefit from cooperative as an individual is access to loans either in cash or in the form of goods. As it is difficult for a camel to pass through the eye of a needle, so it is for the average individual to get loan from the banks in Nigeria. For low income earners, it is even worse, because they don’t have collateral. Even for those that can meet the conditions for bank loans, the loan may not come promptly as needed. But as a member of a cooperative, you can access loan promptly. Your contributions serve as collateral and fellow contributors are accepted as guarantors. Also, the interest rate and repayment terms are not crushing like those of the banks. This easy access to loans has helped many people achieve improved welfare. [At Enterprisers Cooperative your investments in portfolio and your referral reward program can even serve as a collateral for your loan].
3rdbenefit is collective power of cooperative as compared to an individual. There are some things that a collective body can achieve easily, which are near impossible for an individual. For example, if an individual buys a parcel of land, the land owners can go back and resell the same land to another person. The individual, especially a low income earner, most of the time loses out eventually or may have to repurchase the land. But if it was a corporate body, especially a cooperative, the land owners will not even try such mischief, because from the beginning, a legal expert and government is involved (remember cooperatives are regulated by government).
As an individual, starting up some businesses or investments may be impossible or too risky for your current financial status, but as a corporate body it becomes easier with combined resources and little or no risk on your financial status. [Enterprisers is collectively investing in Agriculture, Real Estate, Education, Energy, etc]
Get on board Enterprisers Cooperative today and begin to build the future you want to meet and Live In .
DontationX is an initiative of Enterprisers MPCS limited, to enable her members and other participants who are actively and aggressively involve in network marketing to raise funds.
We recongnize the fact that some of our members may be unemployed or are low income earners, yet are very much interested in INVESTMENT opportunities that is being offered by Enterprisers from time to time. DonationX platform is design to enable those within these brackets, and any other participants who wishes to raise funds through donation exchanges do so.
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